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Practical GuidesBrowse All Practical Guides
1. AccountsWhat Should A Bank Reconciliation Explain?Cash Received Or Revenue Earned?Is My Business Really Making A Profit?Why Does The Profit Shown In My Accounts Keep Changing?
2. CostingWhy Are Sales Increasing But Profit Is Not Improving?How Much Must I Sell To Cover All My Costs?Which Products, Services Or Customers Are Profitable?Am I Charging The Right Price?Can I Afford To Give This Discount?
3. Cash FlowWhy Is There Not Enough Cash Despite Making A Profit?How Much Cash Will I Need Over The Next Three Months?How Much Cash Should The Business Keep As A Reserve?What Should I Do When A Cash Shortage Is Expected?
4. BudgetingNEWHow Do I Prepare A Simple Business Budget?
5. Working CapitalWhich Customers Owe Me Money?How Much Cash Is Tied Up In Stock?
6. ControlsWhich Supplier Payments Are Due Soon?
7. Financial HealthWhat Reports Should I Review Every Month?
SME Finance InsightsBrowse All SME Finance Insights
1. Profit & PricingCan The Business Sustain This New Monthly Cost?How Should You Judge This Month’s Result?Is Your Biggest Customer Your Most Profitable?Sales Increased. What Happened To The Margin?Which Jobs Actually Make Money?
2. Cash & Working CapitalWhy Hasn’t The Customer Paid?Where Is Your Cash Tied Up In Inventory?Can Today’s Bank Balance Cover Next Month’s Commitments?Can Higher Sales Put Pressure On Cash Flow?Why Can A Profitable Business Run Short Of Cash?
3. Reports & DecisionsCash Received—Or Revenue Earned?Where Does The Loan Instalment Go?Can You Trust The Monthly Profit Figure?How Do Financial Reports Lead To Action?How Does A Sale Become A Management Decision?Five Questions To Ask About Your Monthly Financial Reports
4. Controls & Business RisksNEWWhat Should A Bank Reconciliation Explain?Who Controls Each Step Of The Payment?Who Approves, Pays And Checks?
Tools & GuidesAll free resourcesFinancial Health ScorecardInventory & Working CapitalFinancial Health QuestionnaireSample Health Check Report
Get HelpFinancial Health CheckManagement ReportingCash Flow & Working CapitalProfitability & CostingAccounting System ReviewFinance Manager Support
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Services

Help with the numbers
that are holding you back

You do not need to know the accounting terms. Tell us what is happening in the business and what you are struggling to understand. We will help identify a practical starting point.

Discuss your requirements →
01

Financial Health Check

For an owner who wants clarity before committing to ongoing support.

A one-off diagnostic review of the latest accounts and supporting schedules. We assess performance, cash flow, working capital, reporting quality and key financial controls.

Explore the Financial Health Check →
  • Red/amber/green issue summary
  • 60–90 minute findings meeting
  • Prioritised practical action plan
02

Management Reporting

For an SME with accounting records but limited management insight.

Regular reports that explain the numbers, what changed, why it matters and the action management should consider.

  • Monthly P&L and balance-sheet review
  • Cash position, receivables and payables
  • Core KPIs and management commentary
03

Cash-Flow & Working Capital

For a business facing collection or liquidity pressure.

A practical forward view of cash so management can prioritise collections, plan payments and identify funding needs early.

  • 13-week cash-flow forecast
  • Collection and payment priorities
  • Scenario analysis and update cycle
04

Profitability & Costing Review

For a business that needs profit visibility by operational driver.

Contribution and allocated-profit analysis by the dimension that matters to the business, subject to data availability.

  • Profit by customer, project or service
  • For transport: truck, driver, route or trip
  • Methodology, data exceptions and recommendations
05

Accounting System Review / Setup

For unreliable records, a migration or reporting gaps.

We strengthen the accounting foundation so the business can close its books consistently and produce useful information.

  • Chart of accounts and opening balances
  • Reconciliation and month-end process
  • User roles, selected SOPs and implementation support
06

Finance Manager Support

For a growing SME needing experienced, ongoing finance oversight.

Broader monthly support that helps the owner follow through on reporting, forecasts, controls and management priorities.

  • Budget, forecast and variance analysis
  • Management follow-up and control improvements
  • Coordination with bookkeepers, tax agents and auditors

Clear scope before work begins

Every engagement is confirmed in writing. Consultancy reports provide management information and are not an audit, assurance opinion, tax submission or legal service unless separately agreed.

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